Don't Get Confused: Stone Gate HOA was dissolved and joined the Waterstone HOA after its development.  The covenants may be listed under "Stone Gate Lake Covenants", but if you read far enough you will find that it changed to the Waterstone HOA in 2010. 

Waterstone HOA Covenants Summary

(This summary is intended to provide an overview only and does not include all information found in the covenants. Owners should refer to the covenants at this link for more thorough information: www.castlerocklake.com/forms)

Article I: General Purpose
The Declaration aims to ensure the best use, appropriate development, and improvement of the subject property. It seeks to protect property values, preserve natural beauty, and maintain high-quality standards for structures and improvements.

Article II: Use of Land
No noxious or offensive trade or activity shall be carried on upon the Subject Property, nor shall anything be done thereon which may become an annoyance or nuisance to the neighborhood.

No on-site un-housed storage will be allowed for excess material and infrequently used vehicles.

Storage of snowmobiles, boats, trailers, campers, golf carts and other seasonal items frequently used off of Subject Property will be allowed, provided they are not kept closer than 30 feet from any public road, 10 feet from any property line, and are as determined by the Architectural Control Committee, properly screened from view by structure or vegetation.

Outdoor toilets shall not be permitted. LP tanks must be buried.

No horses, cows, goats, pigs, sheep, poultry or fowl of any kind will be permitted to be kept on any part of Subject Property.

Pets will be permitted and shall be properly restrained so as to avoid becoming an annoyance or nuisance to the neighborhood and shall be in accordance with any other applicable ordinance.

All exterior lighting shall not interfere with the use and enjoyment of neighboring properties.

No trailers, mobile homes, converted buses, doublewide trailer homes, tents, shacks, garage, or other temporary structures shall be used on any lot at any time as a residence either temporarily or permanently. No temporary living in a basement shall be allowed.

No seawalls or other shoreline stabilization measures are allowed without prior written authorization from the Wisconsin Department of Natural Resources, the Juneau County Zoning office, and Wisconsin River Power Company.

No outdoor wood burning stoves are allowed.

AMENDMENT 7: All lots shall be used for single family residential purposes. A home may be rented by written lease provided that term of lease shall not be less than sixty (60) days, meets other requirements and is provided to the HOA at least 10 days prior to start of lease.

Time share ownership is strictly prohibited.

Article III: Type of Material and Size of Structure
Specifies permitted building materials, minimum and maximum dwelling sizes, and garage requirements. Requires construction to be completed within one year.

Finishes shall be of colors that are in harmony with the colors of the natural surroundings, such as those commonly referred to as "earth tones."

Article IV: Garbage and Refuse Disposal
No dumping of rubbish or garbage. Requires proper storage in sanitary containers.

Article V: Building Location
Defines setback requirements for buildings from roads, property lines, and easement strips.

Article VI: Timber Removal
Restricts cutting of trees unless for specific purposes. Requires proper stump disposal and requires all dead, dying and dangerous trees to be removed in a timely fashion.

Article VII: Architectural Control Committee
Establishes the Architectural Control Committee, its composition, responsibilities, and approval process for construction plans.

Amendment 8: No deciduous trees will be allowed. Owners are responsible for remove of deciduous trees before the end of September of that year.

Article VIII: Architectural Control
Requires prior approval for any construction or modifications. Sets standards for materials, colors, and roofing. Outbuildings and swimming pools are subject to specific guidelines.

AMENDMENT 9: All builders, contractors, subcontractors, landscapers, electricians, plumbers, drywall companies, HVAC, insulation, driveway construction, etc. must be approved by the ACC. See ACC for approved contractors list.

Article IX: Commencement and Completion of Construction
Construction must follow approved plans, adhere to erosion control practices, and be completed within a specified timeframe.

Article X: Driveways
Driveways must be hard-surfaced and comply with setback requirements. Straight driveways require special approval.

Article XI: Home Construction on Lot and Height of Grade
Restricts alterations to natural grading without approval. Limits basement wall height for lots near ponds.

Article XII: Nuisances
No noxious or offensive activities shall be carried on upon any Lot or Outlot, nor shall anything be done thereon which may be or may become an annoyance or nuisance to the neighborhood.

Article XIII: Outdoor Storage
No on-site un-housed storage will be allowed for excess material and infrequently used vehicles. Storage of snowmobiles, boats, trailers, campers, golf carts and other seasonal items frequently used off of Subject Property will be allowed, provided they are not kept closer than 30 feet from any public road, 10 feet from any property line, and are as determined by the Architectural Control Committee, properly screened from view by structure or vegetation.

AMENDMENT 11: No on site un-housed storage will be allowed. Storage of trailers will be allowed for a maximum of 3 days in any calendar month provided they are not kept closer than 30 feet from any public road and 10 feet from any property line.

Article XIV: Signs
Limits types and sizes of signs allowed on lots. Sets rules for temporary and builder signage.

Article XV: Antennae
Allows limited dish antennas with placement restrictions.

Article XVI: Mailbox
Mandates uniform mailboxes purchased from the developer.

Article XVII: Severability
Invalidation of any provision does not affect others.

Article XVIII: Outlots
Defines common areas and responsibilities for maintenance.

Article XIX: Maintenance of Common Areas
Specifies responsibilities for maintaining drainage easements, ponds, and other common areas by the Owner's Association.

Article XX: Day-to-Day Maintenance
Lot owners are responsible for routine maintenance of drainage easements and sand areas.

Article XXI: Pond and Drainage Easement Liability
Restricts use of drainage areas for recreation. Lot owners assume liability for any risks or damages.

Article XXII: Wetland Restrictions
Prohibits construction and grading within wetland boundaries.

Article XXIII: Developer's Rights
Grants the developer rights to amend covenants, establish common areas, and manage developments.

Article XXIV: Waterstone Waterfront Community Association
Establishes the Association's responsibilities, membership rules, and authority to levy assessments. Specifies rights related to shoreline and piers.

Article XXV: Term and Right to Abate Violations
Covenants remain binding until amended. Provides enforcement mechanisms and protects Declarant's rights.

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